Why are 764,000 Floridians uninsured?

health insurance info photo

Health, love, money and time to enjoy it all.

It’s one of my favorite Spanish toasts.  And, when I am feeling philosophical, I think of it as a great plan on how to live your life.

When we are healthy, all is possible. We can embrace the love of our family and friends. We have the energy to work hard and dream about success. And lastly, with health, we can enjoy the fruit of our labor.

Health, is the ground on which a rich life rests.

Without a health safety net 

So what would your life be without health?

What would your life be like if you had no access to healthcare, doctors or other health providers? Or, what if the emergency room was your only option?

That situation is the reality for many  folks living in the U.S.

uninsured.WSJ.NA-CC752A_INSUR_G_20140915184821

According to a recent WSJ article, “In all, the uninsured rate captured by the survey suggests 41 million people in the U.S. lacked insurance coverage as of the first quarter of 2014.”

With the passing of the Affordable Care Act (ACA) we now have two ways of securing health insurance: through the private insurance marketplace or through expanded Medicaid coverage.  A Supreme Court ruling allowed the individual states to determine if they wanted to  expand Medicaid. To date, 27 states have opted for Medicaid expansion, 23 have not.

The situation in Florida is difficult:

  • Florida is one of the 23 states that has decided to not expand Medicaid coverage.
  • 764,000 Floridians — who would have been eligible for Medicaid coverage – find themselves in “limbo”.
  • Florida “has the third-highest rate of uninsured individuals of any state (29%)”

That last statement comes from the NCLR_IssueBrief_Medicaid_Expansion_Florida brief issued earlier this year.

In  2012 there were more than 15.5 million Latinos including 2.5 million children who had no health coverage. What was equally distressing was the statistic in the brief that noted that “medical debt contributes to almost half of all bankruptcies in the United States.”

HUF Offers Health Enrollment Sign-Up

For many years, Hispanic Unity has been making access to healthcare a priority. And from November 15 – Feb 15 we will offer client assistance with health insurance marketplace (ACA) sign-up.

We offer these services to anyone who qualifies in the community (NO you do not need to be Hispanic!). We will assist you in English, Spanish, French, Haitian-Creole and Portuguese.

For more information on our health insurance sign-up program visit us on our website.

And Thank You to the many partner/investors who made this program possible: Memorial Healthcare System, United Way of Broward County, Broward Regional Health Planning Council (BRHPC),  Florida Blue and Broward Health

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